Analysis: In the U.S. housing market, recovery or Lost Decade?
The worst U.S. housing crisis since the Great Depression has been declared over. But is it? What some of Wall Street’s forecasts for a recovery may be underestimating are tectonic shifts in the U.S....
View ArticleIs Housing Finance Reform Coming at Last?
With the nation’s focus on the latest fiscal crisis in Washington, Congress has paid scant attention to necessary reforms to Fannie Mae and Freddie Mac. The Bipartisan Policy Center’s Housing...
View ArticleTo boost housing market, policymakers need to get credit to the creditworthy
Home sales, building and house prices are rising in much of the country. But it would be premature to declare housing healthy again. Policymakers can make this happen. During the Great Recession,...
View ArticleHousing finance, beyond Fannie and Freddie – latimes.com
President Obama this week joined lawmakers from both parties in calling for Congress to wind down Fannie Mae and Freddie Mac, the privately owned but government-backed companies that supply most of the...
View ArticleRegulators Are Set to Loosen New Mortgage Rules
In his State of the Union address, President Obama said overlapping regulations were keeping “responsible young families from buying their first home.” He called for change: “Let’s streamline the...
View ArticleDown payments may rise to 30 percent?
Federal agencies haven’t been functioning much this month, but six of them are looking at a proposal that could squeeze huge numbers of buyers out of the mortgage market: a mandatory 30 percent down...
View ArticleFamilies Blocked by Investors From Buying U.S. Homes
Home purchases by institutional buyers reached a record high in September and all-cash buyers accounted for almost half of sales as investors responded to rising demand from renters. Institutional...
View ArticleMortgage & Market News – Wednesday – March 12, 2014
Mortgage applications decline. Slowing Chinese growth pushes global Stocks lower. Still no sign of missing Malaysian plane. The MBA’s Market Composite Index, a measure of total loan application volume,...
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